Where can I get an actual FREE credit report?

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The amount of information on the net is staggering, and you could search for hours.  The information will very depending on whether the site is trying to sell you something or get you enrolled with a “free” trial period, which of course you will have to remember to cancel to avoid charges.

 

The absolute best place is the actual website the credit agencies made to comply with the FACT ACT law.

www.annualcreditreport.com

From there you can get an online copy or you can even call 877-322-8228 and have your report mailed to you.

I prefer paper copies of my report, so I can keep records of it, and in my opinion, these are WAY more accurate that half the crap online.

They hide it from you a bit, but here is direct link to actually print off a PDF from and fill out the document.  Then mail it to address on document.

They will actually send you physical paper copies of your credit report that is MUCH easier to read and understand.

https://www.annualcreditreport.com/manualRequestForm.action

 

Good luck and as always contact us if you need assistance.

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